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all right today we are covering payroll and i want you to be able to understand better what your check looks like when you start a job um what uh the difference is going to be between your gross earnings and ultimately your take-home pay so were going to go over both benefits and deductions that come out of your paycheck now there is a difference between your gross you should write this down gross pay and your net pay so if you have a job and youre working and youre getting paid uh lets say 15 an hour and you worked 20 hours this pay period then you would have earned 300 gross but thats not what you get to take home so gross is how much the total amount is the all of the earnings and then net pay is what you get to take home after both deductions and benefits have been taken out of your check so net pay is all what i would call take home income and ultimately this is the money that youre gonna have to spend this is what youll use for your rent food groceries utilities all that