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what should you do if you get a pre legal notification from Midland credit management or Midland Funding my name is Michael was--like I am one of the lawyers at Ricardo and was--like here in Florida and together with my partner Jason Ricardo we help people just like you overcome foreclosure and debt collection with dignity and today Im going to tell you what you need to do if you get a letter from Midland credit management or Midland Funding that says its a pre legal notification now first of all you need to understand who is Midland credit management or who is Midland Funding and they are a junk debt buyer which means they go to credit card companies and they buy up old stale credit card debt thats been written off or charged off and they buy that debt for pennies on the dollar and they hope to squeeze nickels dimes or even quarters out of people just like you on the basis of theyre supposed to purchase the step now what they do is they start off by sending letters and they start