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In this tutorial, Jerry from Unique Tutorials explains how to send money to any bank account using standard SMS, a feature specifically available for Indian users. To start, viewers need to install the PIM application designed for this purpose and register their mobile numbers. Once registration is complete, the video will guide users through the process of transferring money to bank accounts using SMS functionalities. If viewers are not located in India, they are advised to skip the video, but are welcome to watch to understand how the process works.