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The video tutorial demonstrates how to write a personal loan agreement using DocHub PDF. It explains that users can choose between various formats like Microsoft Word or rich text but suggests DocHub PDF for its ease of use. The form is fillable, requiring users to fill in blanks. An example is provided where the effective date is set to May 24, 2015, with the borrower identified as Johnny Appleseed, residing at 123 Apple Way, Apple Hill, Texas. The lender is mentioned as his wife, Nancy Appleseed, who has the same address. The tutorial specifies terms for repayment, noting a one-year repayment period for a loan amount of $10,000.