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In this tutorial, the speaker demonstrates how to create a personal loan agreement using DocHub. They choose to use a PDF format for its ease of use. The process involves filling out a form by clicking on blank fields. They provide an example, inputting the agreement's effective date as May 24, 2015, and identifying the borrower as Johnny Appleseed, who resides at 123 Apple Way, Applehill, Texas. Johnny is lending $10,000 to his wife, Nancy Appleseed, at the same address, with a repayment period set for one year. The speaker walks through entering these details into the form, emphasizing that it is a straightforward process.