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The tutorial demonstrates how to write a personal loan agreement using the DocHub PDF format. To start, access the designated webpage and choose the preferred format. The fillable form allows the user to input specific information easily. The effective date of the agreement can be filled in, followed by the name and address of the borrower, in this case, Johnny Appleseed. It mentions that Johnny is lending money to his wife, Nancy Appleseed, at the same address. The borrower promises to repay the lender within a specified timeframe, which is set to one year, with the loan amount being $10,000. Further details about the loan will be filled in as needed.