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This tutorial explains how to create a personal loan agreement using DocHub PDF. Users can choose their preferred format, but the video recommends DocHub for its ease of use. The document is fillable; users simply click on blank spaces to input information. They start by entering the effective date of the agreement and the borrower's details—in this case, Johnny Appleseed, residing at 123 Apple Way, Applebill, Texas. The tutorial signifies that Johnny is lending $10,000 to his wife, Nancy Appleseed, who lives at the same address. It establishes a repayment period of one year for the loan, succinctly guiding viewers through each step of the process.