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A former Louisiana sheriff's dispatcher, Kellen Spadoni, discovered over $1.2 million mistakenly transferred into her bank account instead of the intended $82.56. Rather than notifying the bank, she quickly transferred the funds to another account and purchased a home and an SUV. Spadoni has been arrested for theft and is facing a lawsuit from Charles Schwab for ignoring their attempts to contact her about the error. Legal experts discuss the implications, noting that while the bank's mistake is evident, it does not grant Spadoni a legal right to keep the funds.