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In this segment, it's explained that while a car is financed through a loan, the bank holds the title, but the borrower is still considered the owner of the vehicle. The discussion states that the insurance covers the driver, not the bank. The borrower can sell or refinance the car, demonstrating ownership despite the bank holding the title. Once the loan is paid off, the bank relinquishes the title, and the borrower becomes the full owner without conditions. This highlights the difference between ownership and title holding in a financing agreement.