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In this video, John Gallagher from Argon Law discusses the implications of signing a personal guarantee. He emphasizes five key points: 1. Typically, individuals are not liable for the debts of another person, such as a spouse, partner, or child. However, signing a personal guarantee makes you legally responsible for their obligations. 2. It's crucial to thoroughly read and scrutinize contracts before signing, paying attention to terms like "guarantee," "guarantor," "promise," or "personal capacity." 3. Disputing the terms of a signed agreement can be challenging, especially if the fine print was overlooked. This summary highlights the importance of understanding the responsibilities that come with acting as a guarantor.
