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The tutorial explains how to create a personal loan agreement using DocHub PDF. Starting on the webpage, the user can choose the format for the agreement. The tutorial demonstrates filling in a sample loan agreement. It includes specifics like the effective date (May 24, 2015), the borrower (Johnny Appleseed), and the lender (his wife, Nancy Appleseed) at the same address (123 Apple Way, Apple Bill, Texas). The loan amount is set at $10,000 with a repayment period of one year. The form is fillable, allowing users to input information directly into the blanks provided.