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- Lars Phillips, Lead Advisor at Avier Wealth Advisors. I want to dive into the Microsoft Deferred Comp plan, and specifically the payout structure associated with the Deferred Comp, because I think its a little bit different than what most people are typically used to when it comes to retirement savings. What most people are used to is your typical 401K plan. So, with a 401K plan, as you know, you put money in and it becomes, essentially, a nest egg that grows over time. And then when you wanna take money out of the 401K, or out of an IRA, there is a lot of flexibility associated with that. The Deferred Comp plan is a little bit different. So, for each respective deferral that you make, so thats gonna be each respective years bonus and salary deferral, you have to make a decision as to how you want to receive those dollars and over what sort of a timeframe, and when that timeframe begins. So, as an example, lets just say that youre making a bonus deferral for 2021 and you expect
