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today were going to have a look at personal guarantees and what youre actually signing up to this is one area that we see a lot of damage done to business owners especially where they bring their spouse into a business or where theyre required to sign a personal guarantee as a result of maybe a financial difficulty or bringing new finance to the business so what ultimately youre going to depending on the personal guarantee you may in fact be giving a guarantee to the entire borrowings of the business without restraint now that could be any legal fees incurred in collecting money that could be any default that could be any interest payments it could be anything related to any advance of money any advance of stock or any financial obligation of the business now if you think about that for a second thats a massive financial commitment and what are you actually getting for it so if we have a look in the context of a lease the lease might be ten years long youve signed a personal gua