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In this video, the presenter addresses a subscriber's frustration about the confusion between owner financing and contract for deed (also known as installment plan contracts). He explains that while these two concepts are similar, the key difference lies in the timing of the deed transfer. Owner financing occurs when the seller acts like a bank and retains ownership until the purchase price is fully paid. In contrast, a contract for deed is a specific type of owner financing where the buyer makes installment payments, but the seller retains the deed until the contract terms are fulfilled. The presenter aims to clarify this distinction in a simple manner.