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When creating a proposal, clarity is essential due to the numerous details general contractors must manage. Subcontractors should leave clear indications of their bids, ensuring general contractors understand all aspects. The MasterFormat is crucial as it standardizes the details of construction projects. An example division is 042613, which covers masonry veneer. When bidding for this, it typically includes labor for installation and, in some cases, materials. However, it's important to note that occasionally, the owner supplies the stone, while the subcontractor is responsible for installation.