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In this video tutorial, the speaker addresses a common question from business owners regarding assessing sustainable financial businesses and obtaining loans in Nigeria. Many individuals face denial when applying for loans and grants from organizations like the Tony Elumelu Foundation and COVID-19 palliative funds. The issue often stems from missing a critical element in their business plan. A business plan serves as a document that outlines the potential of a business to investors, shareholders, and team members. It should include an executive summary, customer market analysis, marketing plan, financial analysis, and an exit plan to effectively communicate the business’s goals and viability.