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helloyou car Peter Christensen here coming to you from the CEOs desk it is now april and so were moving on themes so this must seem were gonna were gonna go through some forms were gonna focus on some of the the addenda and Im just gonna you know theres a lot of them so Im just gonna pick my favorites or ones that I think are problematic you need more explanation so were gonna start today with one that came out a couple years ago and it is the personal property transfer agreement and bill of sale and Im throwing you a little curveball right off the bat because its not technically an addendum it is actually an independent form from the rep see why well because it is a separate transaction of sorts because you have the rep C dealing with all the person the the real property and then you have some personal property thats being transferred on the site along with the rep C all out in the open thats the way its got to be to keep compliant with lenders so how does this work well