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When creating a proposal, clarity is crucial for subcontractors bidding to general contractors. Subcontractors should ensure their proposals leave clear indications of what is included. Utilizing the master format is vital as it standardizes construction project details. A specific example is the division for masonry veneer, which encompasses labor and typically materials for the project. In some cases, the stone may be provided by the owner, while the subcontractor is responsible for the associated costs. It's essential to provide a comprehensive breakdown to aid general contractors in understanding the bid.