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happy day guys whos getting close to retirement i am the survivor benefits plan what is it and how does it work thats what were covering in todays episode of the road program hey its eddie i ask you to please consider liking and subscribing to this channel because it doesnt matter if its 3 or 30 years if youre in the military one day youre getting out and if you enjoy the content on this channel please help us grow thanks alright so lets get right down to it the survivor benefits plan or sbp is a dod sponsored program that can give you up to 55 percent of your pension to an eligible beneficiary if you die while youre active duty the service is no cost and if youre a reservist who dies during inactive duty training the cost is also covered so here is a key point once you die your pension is gone im eligible for retirement 1 november 2020. if i died to november 2020 then all that pension is gone active duty service members can purchase the sbp upon their retirement reserve