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holy flippity flip flop flap and smokes everyone we are about to witness a huge commercial real estate crash in 2008 we had the subprime mortgage crisis for residential real estate but I think whats going to happen in 2023 is were going to have a commercial mortgage-backed security crisis and the reason why you have to pay attention to this is because the banks have made billions and billions of dollars worth of loans to these commercial landlords in these commercial real estate owners but commercial real estate is now crashing with a lot of people working from home or doing flexible working options they may work in the office two to three days a week and then work from home two to three days with a lot of businesses going online and going digital this is mean its been less and less demand in most areas not all for commercial real estate and ladies and gentlemen we just got massive news today that one of the biggest commercial real estate landlords in the US has just defaulted on a