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In this video, the speaker discusses the growing popularity of loan assumptions, particularly in light of rising interest rates, which may make existing loans more appealing for buyers. The team's primary focus is to ask sellers if their current loans are assumable, as this could lead to better pricing due to lower interest rates available from existing loans compared to current market rates. Key points to consider before assuming a loan include understanding the timing of the loan assumption process; it typically takes around 45 days from start to finish. The discussion is prompted by a recent loan assumption project in Orange County, highlighting practical steps involved in the process.