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hi this is Nick from income Diggs welcome to this video tutorial where we demonstrate the various tools and technology that we use in real estate investing so todays video is a bit of a sidetrack from all the podio weve been doing but I think very valuable more of a quick tip type video were gonna look into a very specific calculation within Excel or Google sheets that will help you if youre creating any kind of dashboard or analytical tool in either Excel or Google sheets and that calculation very simply is the monthly payment on a loan so something thats very easy to find whether you use an app or you type it into Google to figure it out but I want to show you how to bring it into Excel or Google sheets that way you can make it part of a larger dashboard again very simple so were gonna go through that and Im gonna show you in the context of building an amortization schedule so you know that big list of every monthly payment how much is interest how much is principle and what