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In this tutorial, Dan Sweeney from Home Bin Discount Realty discusses property liens, emphasizing their significance for potential buyers. A lien is described as a claim against a property, with mortgages being the most common type. Banks file mortgages to secure funds lent to homeowners, allowing them to force property sales if loans are unpaid. Other types of liens can arise from unpaid municipal bills, enabling the municipality to claim outstanding debts against the property. For a successful property transfer, it's crucial that the buyer ensures the property is free from liens, as having unresolved claims can complicate transactions.
