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In this tutorial, we explain lost stock certificate bonds and how insurance agents can efficiently assist clients in obtaining them. A lost stock certificate bond is a surety bond that protects the stock-issuing company and its transfer agent from financial loss if the bond applicant does not own the stock. This bond is necessary for individuals who have lost, stolen, or destroyed stock certificates. The bond amount matches the stock's dollar value at issuance and has an open penalty, meaning the surety company will pay claims up to the stock's current value at the time of the claim. Costs for these bonds typically range from 1% to 3% of the bond amount, influenced by the applicant's credit score and financial statements.