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In this video, Samia and Holly discuss their experience with using promissory notes to pay bills and debts on a rainy day. They mention that they began this process almost a year ago, referencing a specific promissory note sent to the bank on September 28, 2016, which the bank accepted without returning. They clarify that while the bank accepted the notes, it does not mean they will honor them, as keeping the notes indicates acceptance by law. They emphasize the legitimacy of their process, highlighting that they obtained a bank medallion and completed all transactions properly, providing insights for others who have attempted similar actions.