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Attorney Jim Desmond, specializing in car wrecks and motorcycle accident cases in Kentucky and Indiana, explains the process of creating a demand letter during a claim's culmination. Once medical treatments are complete and records and bills are collected, the next step is to draft a demand letter to send to the insurance company. Desmond notes that his demand letters are typically about two pages long, though some attorneys may write longer ones. He emphasizes that the demand letter, while important, is supported more crucially by accompanying medical records and bills, serving as a narrative report that outlines the essential facts of the case.