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In this tutorial, Ruben explains how to send your customers a request to populate their credit card information on file using Yarbrough. This process works for both current and future customers as long as you have a customer list. By navigating to the settings area and selecting the credit card on file option, you can easily send an email requesting the necessary information without any additional processing steps. You just need to provide basic information such as your name, last name, and business name. From the sitemap, you can access the credit card on file section where you have three options: manage credit cards, charge cards on file, and issue a refund. This tutorial simplifies the process of collecting customer credit card information.