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In this tutorial, Jerry from Unique Tutorials explains how to send money to any bank account in India using standard SMS. He clarifies that this feature is exclusively available for Indian users, so those outside India may skip the video if they wish. Viewers are instructed to first download and install the PIM application, specifically designed for Indian users. After registering their mobile number and completing the setup, they will learn how to initiate money transfers to bank accounts via SMS. The video guides users through the registration process and demonstrates the SMS money transfer feature.