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Welcome to Tuesdays with Terri! Most of you know that Berg Insurance is a Farmers agency. Most of our clients, but not all of them, have policies with Farmers. Since our agency has been around a long time, we are on the old Farmers contract. If Farmers decides they don t want to quote or renew a particular account, we become brokers at that point and can approach several other carriers for coverage. Lately, I ve been asked about taking over some accounts that are already with Farmers. The community managers or boards of directors are unhappy with the current agent for whatever reason. Maybe they are not specialists in common interest developments, or maybe they just are not providing the level of service that the account requires. I ve been asked to quickly explain this process, so here I am. In order to switch an insurance policy from one agent to another, and this applies to any agent, not just Farmers agents, a broker of record letter must be completed and signed by the board presi