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Credit limit increases (CLIs) on credit cards are common but often mysterious to recipients. Customers typically receive a notification detailing the increase amount and when it will be applied. Credit card companies use a batch CLI program to regularly select customers for increases based on straightforward metrics. However, there are specific criteria; for instance, if a customer's credit utilization is too low, they may not qualify for an increase. The selection process involves multiple factors that determine who receives increases, when they are granted, and the rationale behind these decisions.
