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Nicole Vinson, an attorney at Merlyn Law Group, specializes in handling denied or delayed property insurance claims for both commercial and residential losses nationwide. The firm's expertise includes litigation for these claims as well as bad faith cases. In her tutorial, she emphasizes the importance of promptly reporting any losses to your insurance company, whether they are small or catastrophic. However, she warns that despite having paid premiums and maintained long-term relationships with agents, the initial response from the insurance company may not be favorable. Preparing to present a strong claim is crucial for policyholders.