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In this video tutorial, the presenter introduces the concept of hypothecation, which refers to using an owned asset as collateral for a loan. The speaker expresses initial unfamiliarity with the term but has developed an interest in sharing its significance and practical examples. Hypothecation often applies in everyday financial scenarios, such as mortgages, where a property is pledged as security for the loan. The goal of the channel is to provide resources for financial freedom, passive income, and wealth building, helping viewers achieve a better quality of life. The video aims to clarify hypothecation and its implications for personal finances.