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In this tutorial, the presenter explains how to write a personal loan agreement using DocHub PDF, noting its simplicity. Users should start by visiting the designated webpage and selecting their preferred format. The agreement begins with entering the effective date and details of the borrower, provided as Johnny Appleseed with a specified address. His wife, Nancy Appleseed, is identified as the lender. The borrower promises to repay the lender within a year, with a loan amount set at $10,000. The presenter emphasizes that the form is fillable and provides further details for completion.