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In this video, the focus is on the increasingly popular loan assumption process, particularly in light of rising interest rates. The speaker emphasizes the importance of asking sellers if their current loan is assumable, as this could result in better pricing due to more favorable interest rates for buyers compared to new market rates. Key points to consider before proceeding with a loan assumption include the timeline for the process, which can take approximately 45 days from start to finish. The discussion was inspired by a recent loan assumption case in Orange County, highlighting practical insights and considerations for potential buyers and sellers.
