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The speaker discusses a common query related to payment structures in contracts. They emphasize that many contracts lack clarity on how payments are broken down, rather than just the total amount charged. They advocate for the "50/25/25 rule": charging clients a 50% non-refundable deposit upfront to cover pre-production and part of production costs. Following this, a 25% payment is required upon delivering the first round of edits, which remains watermarked until the final payment is received. The remaining 25% is collected when the project is completed. This method eases clients' concerns, especially when it's their first time working with you.