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In this video, the speaker discusses Navy Federal Credit Union's Special Easy Start Certificate, highlighting it as an excellent saving option for those who struggle with saving money. Compared to a traditional savings account, this certificate offers a better annual percentage yield (APY) and higher dividends. While savings accounts allow for easy access and withdrawals, this certificate locks your funds for a specific period, thereby promoting disciplined saving. Deposits can be made at any time, though penalties apply for early withdrawals. Overall, it's an effective tool for individuals needing assistance in rapidly increasing their savings.