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How to Save Settlement Statement in PNG

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In this video, Emmett Dempsey, a mortgage broker in Port Saint Lucie, Florida, discusses the closing disclosure (CD), also known as the settlement statement. This is part of the loan process and follows the loan estimate (LE), which he encourages viewers to check out. The closing disclosure signifies that the end of the loan process is near, providing excitement for those approaching closing. Dempsey explains the details of the CD and highlights the differences between it and the loan estimate, noting that the LE provides estimated costs while the CD details the final costs of the loan. Both documents are closely related and serve significant roles in the mortgage process.

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What not to do after closing on a house?

7 things not to do after closing on a house Dont do anything to compromise your credit score. Dont change jobs. Dont charge any big purchases. Dont forget to change the locks. Dont get carried away with renovations. Dont forget to tie up loose ends. Dont refinance (at least right away)

How long should I keep old mortgage documents?

Like your mortgage payment statements, you should keep any paperwork on your refinance for at least 3 years. Although, some professionals might recommend keeping it for at least 10 years.

How do you store mortgage documents?

Ideally, you should store original paper mortgage documents within a fireproof and waterproof safe in your home or in a safe deposit box at your bank. At the very least, store paper documents in a carefully organized file cabinet that you can lock. Try to organize your papers in a binder or folder, Ang says.

Is there any reason to keep old mortgage papers?

Mortgages come with a lot of documentation. Much of it is useful for tax, accounting and maintenance purposes, so hang onto it. Store a copy of each of your mortgage statements for a few years to make sure all of your payments are accurate and accounted for.

How do I secure my mortgage documents?

If you need to use email to send documents, please docHub out to your Loan Officer. They can send you a secure email link that will protect you and your personal documents. Of course, the safest way to provide your lender with financial documents is to hand deliver them to your loan officer in person.

Where do you store mortgage documents?

Ideally, you should store original paper mortgage documents within a fireproof and waterproof safe in your home or in a safe deposit box at your bank. At the very least, store paper documents in a carefully organized file cabinet that you can lock. Try to organize your papers in a binder or folder, Ang says.

How long should you keep documents relating to the purchase and sale of real estate?

In California, real estate records must be maintained for a minimum of three years, and must include copies of listings, contracts, deposit receipts, canceled checks and other normal real estate transaction records.

How long do you have to keep old home loan documents?

Actual contract papers detailing your home purchase and original loan should be kept for the life of the loan. Other loan paperwork, such as refinancing agreements, should be kept for at least three years; some recommend keeping these as long as ten years.

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Save Settlement Statement in PNG