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How to Save Settlement Statement in DOC

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- On this video Im gonna talk all about the Closing Disclosure or CD, which is your mortgage settlement statement and were getting started right now. (upbeat music) Hey, whats going on? Im Emmett Dempsey mortgage broker and owner Treasure Coast mortgage here in Port St. Lucie. And welcome to another video. On this channel, were talking talk more about mortgages, the home buying process, and some cool things around Port St. Lucie in the Treasure Coast. So if youre new here, please think about subscribing. Okay, the Closing Disclosure. Okay we finally made it to the end made it through underwriting and clear to close, and were about ready to close on your new home or your refinance. Now what is the Closing Disclosure? and again this is a twin little loan estimate. And if you havent watched the loan estimate video, you can go back and watch that. Its a twin to a loan estimate which compares to what was disclosed on the loan estimate versus what is at the end. And usually, it sho

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How long do you have to save brokerage statements?

KEEP 3 TO 7 YEARS Knowing that, a good rule of thumb is to save any document that verifies information on your tax returnincluding Forms W-2 and 1099, bank and brokerage statements, tuition payments and charitable donation receiptsfor three to seven years.

How do you store mortgage documents?

Ideally, you should store original paper mortgage documents within a fireproof and waterproof safe in your home or in a safe deposit box at your bank. At the very least, store paper documents in a carefully organized file cabinet that you can lock. Try to organize your papers in a binder or folder, Ang says.

What documents should you keep after paying off your mortgage?

Store a copy of each of your mortgage statements for a few years to make sure all of your payments are accurate and accounted for. Keep your personal copy of your deed, promissory note and Closing Disclosure for as long as you have your loan.

How long should I keep receipts?

Keep records for 3 years from the date you filed your original return or 2 years from the date you paid the tax, whichever is later, if you file a claim for credit or refund after you file your return. Keep records for 7 years if you file a claim for a loss from worthless securities or bad debt deduction.

How long should you keep documents?

KEEP 3 TO 7 YEARS Knowing that, a good rule of thumb is to save any document that verifies information on your tax returnincluding Forms W-2 and 1099, bank and brokerage statements, tuition payments and charitable donation receiptsfor three to seven years.

How long do you have to keep home files?

How long to keep documents DocumentsHow long to keepTax returns, tax return supporting documents (if you do not file a return), record of mortgage paymentIndefinitelyRecord of loan paymentSeven yearsTax return supporting documents (if you do not report income)Six yearsTax return supporting documentsThree years6 more rows 2 Jan 2023

How long should you keep documents relating to the purchase and sale of real estate?

In California, real estate records must be maintained for a minimum of three years, and must include copies of listings, contracts, deposit receipts, canceled checks and other normal real estate transaction records.

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