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are you in your 50s and realizing that you cant work forever and now youre freaking out that you might not ever be able to retire well all is not lost let me show you how to take small actions now that can make a huge difference in a surprisingly short time [Music] hi and welcome back to the channel my name is pete matthew and im a 25-year veteran chartered financial planner based here in the uk when i say veteran i just mean gray hair and my hair is doing weird things today and i cant fix it often when im talking about things like pension lifetime allowance i have to use examples of really big pension funds to explain what ah lets face it rich peoples problems although theyre no less real problems for that but many folks i know have the opposite problem they are worried about whether theyre going to have enough at all and maybe thats you if it is firstly remember that its never too late to make a really big difference to your future and to that end here are three clear ste