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[Music] all right welcome back to smart money Monday over time we all collect important financial documents from bank statements tax returns but how much of this stuff should you actually keep and for how long well here to help us sort things through this we have team Santos from bag boy good to see you King pretty guys how are you great good okay so we got a decent amount of paperwork to get there so what is the thing that we can get rid of first right so well start at the small stuff its all your receipts right once you look at your bank statements or credit card statements and reconcile those for the most part you can shred those receipts with the exception of anything you may need for a possible warranty or tax expensing purposes okay what about the bank statements themselves good question so if youre getting paper statements in general when you get the new statement you want to go ahead and shred the old statement but as an alternative theres a lot of banks on offer digital b