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- The Saving on a Valuable Education, SAVE Plan, is a new, updated version of the repay income-driven repayment plan. Borrowers currently in the repay plan will automatically be switched over to the SAVE Plan when it becomes available. Like the repay plan, the SAVE Plan bases the monthly student loan payments on a percentage of the borrowers discretionary income. However, the SAVE Plan includes other changes that reduce the cost of the loans to borrowers. In this video, well review the benefits of the new SAVE repayment plan, starting with lower loan payments. Hey, everyone, this is Andy Hill with The College Investor, investing and personal finance for millennials. If youre new to the channel and like what you hear, please hit Subscribe, so youre ready when our next video comes out. Thanks. Okay, benefit number one, lower loan payments. The new SAVE Plan cuts the loan payments on undergraduate debt in half, from 10% of discretionary income to 5% of discretionary income. Graduate a