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this is a big question a lot of people are going to face in the coming days is the student loan pause ends and theres a little bit of a trap that you need to know about so the save plan is not the best plan for everybody to apply for Ill give you an example lets say you had a payment that was $200 a month before the pandemic well that payment is good until 2024 maybe even 2025 and if you apply for the save plan your payments going to be recalculated with a new tax return so maybe that tax return is much higher income than you made in 2018 or 2019 so that means that your save plan payment could be much much worse than what youre currently on for your St loan payment particularly if youre going for loan forgiveness so this is a big concern the safe plan is not the best plan for everybody even after you know people have to redocHub their incomes with the most recent tax returns save is good for some people but not everybody save does not have a payment cap save is 25 years until fo
