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hey guys its a passion from a Sebby and today were gonna talk about the credit limit increase rules by most of the major issuers but first if you are new here were all about how to maximize the value of your credit cards so how to get the most cash back and also how to travel for free and that sounds interesting and subscribe to our Channel but lets get started one thing I want to clear up from yesterdays video since a lot of people seem to be a bit confused is that if you are at a situation where you get a free credit limit increase and theres no cost so no inquiry and make sense to do it so whether its given to you or whether you have to request it if its free and theres no cost theres no reason not to do it technically there are some very specific use cases but again for most people I dont think you need to worry about them yesterdays video was mostly focused on times where you either take on a hard inquiry to get that credit limit increase or take on a hard inquiry to