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In the final segment of the tutorial on starting a money transfer business, Felton emphasizes the significance of banking licenses, regulations, and compliance. He frequently receives inquiries from individuals wanting to start such businesses in various countries, including Somalia, Ghana, and India. He stresses the importance of experience in the industry, often suggesting that those without prior experience reconsider their plans. Many of these inquiries do not return after his advice, but if they do, he encourages them to reassess their readiness and commitment to the business.