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hello and welcome to the afghan podcast im rebecca tripp and on this podcast we discuss education immigration and the law this is a mini episode so im going to try to hit a under five minute mark um but today i want to talk about transfer agreements so what is a transfer agreement so post-secondary education in canada theres colleges and universities and sometimes they have whats called a transfer agreement or an articulation agreement the definition of an articulation agreement is a contract between institutions of higher learning that allows students who have completed a specific program at one institution to be assigned specific advanced standing credits in a specific program at another institution um this can also be called a a transfer agreement transfer credits player credits whatever you want to call it to kind of summarize how this can work i personally have only completed one full post-secondary educational program all the other programs i completed and i have five under