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This tutorial provides a step-by-step guide on how to create a personal loan agreement. It suggests using DocHub PDF as the preferred format for ease of use. The guide explains that the document is a fillable form where users can enter details such as the effective date, borrower's name (example: Johnny Appleseed), and address. It describes filling in who is lending the money (Nancy Appleseed) and stipulates the loan amount and repayment terms. In this example, Nancy is granted a year to repay a $10,000 loan. The tutorial aims to simplify the process of drafting a personal loan agreement by guiding users through the necessary details to include in the document.