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In this tutorial, the speaker demonstrates how to create a personal loan agreement using docHub PDF. The process begins by selecting the format for the agreement and opting for docHub PDF as the easiest option. The user fills out a fillable form, starting by entering the agreement's effective date (May 24, 2015). The borrower is specified as Johnny Appleseed, residing at 123 Apple Way, Applebill, Texas, and is borrowing from his wife, Nancy Appleseed, who has the same address. The borrower agrees to pay back the lender $10,000 within a year. The tutorial focuses on entering the necessary details within the loan agreement form.