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In this video, John discusses what to do if you're denied for a credit card. He reassures viewers that if the denial isn't a "hard denial," there's still a good chance—around 85-90%—of obtaining approval upon reapplication. John shares his personal experiences with credit card denials and emphasizes that while receiving a denial letter is disheartening, it's not the end of the road. He explains that a "hard denial" occurs when applicants violate a bank's specific rules, leading to a greater chance of rejection. The video aims to provide guidance on navigating credit card approvals after a denial.