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Save Interest Rate Lock Agreement in PDF

Save Interest Rate Lock Agreement in PDF

Aug 6th, 2022

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How to Save Interest Rate Lock Agreement in PDF

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72 votes

In the video, Jennifer Hernandez explains that interest rates typically do not change once they are locked in, which is the case about 96-97% of the time. Once a loan is locked, the lender secures a mortgage bond tied to the property address, loan amount, and expiration date, providing the borrower with a written lock agreement for protection against rising rates. The concept is compared to buying stock, as one cannot back out after a purchase. While there are rare instances where changes may occur, they are not common.

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