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In this tutorial, Melissa, known as the insurance exam queen, discusses important aspects of insurance policies relevant for licensing exams. She explains that understanding policy parts is crucial for those taking either Prometric or Pearson exams, specifically in the sections related to property and casualty basics or policy provisions and contract law. To determine which testing service you are using, she suggests searching for your state's insurance exam schedule, which will lead to either a Prometric or Pearson website. She emphasizes that this knowledge is essential since it constitutes a significant portion of the exam content for most candidates.